According to a study conducted by the Credit Industry Fraud Avoidance Scheme, not only are more and more prospective employees changing their CVs to get that dream job, they are also actively seeking out employers with a view to infiltrating that company to commit fraudulent practices.

The knock-on effect for businesses is that employers end up providing customers with an inadequate level of service and also risk being fined by regulatory bodies. Extended gaps in employment history and unusual moves up or down the job ladder are just two of the signs to look out for. “When interviewing, use a competency-based approach to gain evidence of how the person would perform.

Consider using work-based ability tests to provide real data on each candidate's ability to do the job,” says Philip Moody, senior member services representative at the FPB.